State Bank Clarifies 2-Hour Cooling Period for Digital Transactions

October 27, 2025

Summary: The State Bank of Pakistan has clarified that the 2-hours cooling period applies only to cash-outs and usage from branchless banking wallets, not to standard digital fund transfers. Introduced in April 2023, this measure effectively combats fraudulent activities in vulnerable accounts
State Bank Clarifies Mandate on 2-Hour Cooling Period for Digital Transactions Understanding the 2-Hour Cooling Period in Digital Finance The...
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